Archive for September, 2011

An Ecommerce Solution for Selling Digital Products

Posted by admin at 30 September 2011

Category: Tips

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- ECommerce Website Design and Creating Custom Paypal “BuyNow” Buttons -

One of the most important aspects to consider when selling digital products online, and implementing a new ecommerce website design, is how to provide a secure and easy payment solution for the immediate delivery of digital products. Paypal offers most of the ecommerce payment solutions necessary for an ecommerce website business, with a couple of minor, but significant exceptions.

When developing an online ecommerce web site that sells digital products, such as Ebooks and Edocs it is imperative to enable customers to automatically download the products immediately after they purchase them. This is one of the main reasons why people buy digital products online. However it is also just as important for authors and artists to protect their work from Internet hackers. Thus an ecommerce payment solution needs to protect both the buyer and the seller. Paypal addresses most of these needs by enabling online purchases via the use of encryption technology and “BuyNow” ecommerce Buttons.

However, there are limitations to Paypal’s standard ecommerce encryption and “BuyNow” Button tools that can make the online purchase of digital products less than a positive experience.
With Paypal’s standard merchant tools a seller has the ability to create unique encrypted Paypal payment buttons with unique return URL hyperlinks displayed on the final Paypal payment page, however there is a significant limitation.

The advantage of creating separate return URLs is that the seller can create separate download pages that have hyperlinks to each separate downloadable digital product. The problem, however, is that the URL is referenced by a fixed “Return to Merchant” title message on the final Paypal payment page. This “Return to Merchant” title is unclear to the buyer and consequently many customers do not click on it to go to the download page. Instead they get angry and frustrated and contact ecommerce website designers and webmasters to vent their frustrations.

The simplest way to solve this problem is to be able to change the return URL title “Return to Merchant” to something like “Click here to Download Your Order”. However this is easier said than done as it is impossible to do with Paypal’s standard Merchant tools for creating Paypal “BuyNow” buttons. The major reason for this is that most ecommerce website designers select to have their Paypal buttons encrypted when creating the Paypal buttons using Paypal’s “BuyNow” create buttons tool. They do this so that Internet hackers can not easily find the download pages on their website and effectively steal the product. The root problem however is that when the encryption option is selected under the Paypal “BuyNow” buttons utility tool, it becomes impossible to edit the “Return to Merchant” text.

The key solution to this problem is to use open source encryption tools such as OpenSSL (Open Source Secure Sockets Layer). OpenSSL is a free tool kit that can be found on the internet and that allows ecommerce website designers to create and encrypt custom Paypal buttons.

To learn more about ecommerce website design and creating and encrypting Paypal BuyNow buttons see: http://www.homeadditionplus.com/Bid-Sheet-Ebook-info/
Selling-Ebooks-Using-Encrypted-Paypal-Buttons-Ebook.htm

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Narrow Fabrics: Different Purposes & Industry Demand

Posted by at 30 September 2011

Category: Tips

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Narrow Fabrics have gained in prominence among the clients, for their diverse industrial applications. If one is looking for elastics for lower garments, ribbons to decorate a child’s birthday dress, laces, trims etc., then Narrow Fabrics are the right choice. The Narrow Fabrics come in various colors and designs to cater to every preference. Narrow Fabric is the strip of a thin fabric that does not exceed 12 inches in width. Narrow Fabric can be woven, knitted or braided.

Narrow Fabric is widely used in various industries such as jewelry, decoration, travel, among many others, for either decoration or support & safety. Different fabrics such as Cotton, Nylon, Polyester, etc. are used by the Narrow Fabric manufacturers. Garment industry often requires exquisite laces & ribbons for trendy garments. In addition, narrow woven fabrics, having beautiful designs and colors can be spotted easily. Few of the applications of Narrow Fabrics are:

For Safety
Narrow Woven Fabrics play an important role in safety and support. Besides, there is a high demand for Cotton narrow fabrics in military, which are used for safety. Cords and straps are made to tie things and used in packing also. In addition, Lanyard is a piece of rope that is especially used in ships.

For Support
Narrow fabrics have been widely used in support & safety. Webbings, made from closely woven fabrics are used for fastening and find applications in adventure sports like rock climbing, swimming, trekking, and other sports. Narrow woven fabrics that are used in sports industry are classified under the support category.

Narrow Fabrics are duly checked for tension tolerance, stretch tolerance, yield, pick, and stitch tolerance. One can find cotton webbings, nylon, plastic webbings, jute, reflective webbing, and other such webbings from different fabrics and in various designs. Elastic narrow fabric is extensively used in any kind of garment and a wide range of elastic is thus used in the Garment industry.

Our Site :- http://www.bonusplastics.in/products.htm

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Semi-Dedicated Server Is Phased Out By VPS Web Hosting

Posted by admin at 29 September 2011

Category: Tips



In the past, there is a need for semi-dedicated servers. But with VPS coming into the picture, semi-dedicated servers are becoming extinct.

Why the need for dedicated servers?

First, let’s explore why the market needs dedicated machines. Isn’t shared hosting enough? Even though shared hosting is highly affordable, it does has its limitations. For example, you cannot install custom modules or reboot your server. In other words, you have little control over the server settings. What if your website NEEDS these settings? Without a dedicated environment, you are stuck.

Then there is the issue of server resources. On a shared server, all resources are shared. For this reason, web hosting companies are very particular about how a website uses the server. A static website will have no problems. But for forum sites and other resource intensive sites, such accounts may get suspended without warning. Moving to a dedicated environment will solve all these issues.

From shared to dedicated hosting.

There is a big jump from shared hosting to dedicated hosting. A shared hosting account cost about $10 a month. A dedicated hosting plan costs several hundred dollars a month. It is therefore understandable why so many webmasters are unwilling to upgrade. The short term solution is to come up with semi-dedicated hosting servers. Unfortunately, this is not the ideal solution because there is no software supporting such plans. In other words, sharing resources on a semi-dedicated server is still not ideal. For this reason, many web hosting companies refrain from offering such plans. Cost for such plans also remain costly.

VPS plans taking over.

Then someone came up with the idea of having virtual private servers (VPS). Such servers behave almost like a dedicated servers, except that resources are shared. How are the CPU resources shared? Using special software, the server is “divided” into different compartments. Each compartment behave as if it’s a separate computer.

When a customer signs up for a VPS plan, he or she is actually sharing the same machine with several other customers. But each cannot affect the other. For example, one customer’s website is down for some reason. But the other virtual compartments remain unaffected. Also, the number of customers sharing the machine are also drastically reduced.

VPS customers also get to enjoy benefits that are previously exclusive to dedicated hosting customers only. A VPS customer is acts as the account’s admin and has full admin access to the machine. That means he or she can install custom scripts, make changes to the server settings, etc.

Of course, VPS plans don’t offer as much resources as dedicated plans. But for many websites, a virtual plan is more than enough. Only very large websites such as enterprise level sites need dedicated hosting.

As time goes on, VPS hosting becomes more and more popular. Semi-dedicated hosting, on the other hand, is being phased out.

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Handicraft Supplies

Posted by at 29 September 2011

Category: Tips

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A friend has ventured into a new business by supplying her handicraft to a gift shop in the city. My friend in not new to crafting but this year, she decided that she is good enough to ear a living from her skills. I have to say that she is really creative and talented with her fingers and needles. As for me, I poke myself more than I stitch!

This friend told me that although she could earn some pocket money by supplying her completed work to a “seller”, she needs to start buying her crafting and sewing supplies in bulk so that the overall cost of her finished product is lower. From what I understand, the seller will only pay her portion of profit when her items are sold. no wonder she is looking to lower her holding cost.

I know of this company, MH industry from China, that exports crafting material like yarn, thread, ribbons, beads, fabric to crafting shops around the world.

My friend may not run a crafting shop now but if she has a large enough order for her handicraft, she could purchase her material in bulk.

Maybe in time, she could even set up her own store selling both her own handicraft work and crafting material to hobbyists.

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Equity Indexed Universal Life Insurance – The Best of Both Worlds?

Posted by admin at 29 September 2011

Category: Insurance

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Although equity indexed annuities have been around for a number of years, equity indexed universal life (EIUL) insurance is a relative newcomer to the life insurance marketplace. EIUL is a spin on universal life (UL) insurance, a popular policy type because you can increase or decrease your death benefit as your needs change and your premiums can be adjusted accordingly. UL policies also build a cash value against which you could borrow or even use to pay your premiums.

The equity indexed concept is relatively simple: the amount of interest credited to your policy’s cash value is tied to the performance of a particular index (the S&P 500 is one of the most popular), so that in years where the index performs well your interest crediting rate will rise, and in years where the index performs poorly, your interest crediting rate will fall.

Most policies guarantee that your interest crediting rate will never fall below zero so that you won’t lose money (you just won’t make it). They also have a cap as to how high a crediting rate they will pass on to you. This range of possible rates is often described as offering “upside potential with downside protection.”

How It Works

Typically, the big choice facing life insurance buyers is whether to go with a “safe” universal life policy that offers a minimum guaranteed rate but limited potential for cash accumulation or to go with a more “risky” variable life policy that offers greater potential for earnings but no protection against losses in the market.

EIUL insurance is an attempt to fill the gap between these two approaches. EIUL is universal life insurance in which the cash value is linked to a certain index. If the index is higher at the end of the year, your cash value may go up. If the index stays flat or goes down, your cash value earns the minimum guaranteed interest rate (say, 2 percent). You should note, however, that when your index goes up it doesn’t mean that your cash value increase will reflect the full index increase, due to fees, and dividends and capital gains aren’t included in the cash value’s calculation.

But are these new products the best of both worlds? Let’s take a look at both sides of the coin.

The Pros and Cons

One advantage of EIUL is the potential for higher interest crediting rates than a traditional universal policy. Another advantage is that it offers greater protection from market downturns than a variable life insurance policy.

Stephan Mitchell, product & competition analyst for Pacific Life Insurance Co., based in Newport Beach, Calif., points out that while these products are not a cure-all, they can offer “an attractive middle ground for buyers who saw the market downturn of 2001-2002 and are looking for some guarantees.” These products can offer some peace of mind to buyers looking for a mix of guarantees and some potential for cash accumulation.

However, there can be disadvantages to having an equity indexed product. The chief disadvantage of an equity indexed product is that it comes equipped with slightly higher risk than a traditional universal policy. Also, the cap rate

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